by VLC Staff | May 16, 2022 | First-Time Homebuyers
9 Things to Do When You Move into Your New Home You have worked hard to purchase a home and it feels great to finally get to settle into your new house! But wait, there’s more. While you unpack and maybe redecorate your new home, here is a helpful list of essential...
by VLC Staff | May 12, 2022 | Education, Mortgage
What Are the Most Common Mortgage Types? Not all mortgage loans are created equal. Before getting pre-approved for a home loan, it is important to understand the differences between the various mortgage loan products and determine which type of loan is best for you...
by VLC Staff | May 9, 2022 | Common-Law Property State Requirements, Community State Requirements, Education, Home Loan Approval
Can I Buy a Home Without My Spouse? If you are preparing to purchase a home, you may be wondering how much your spouse has to be involved in the process, if at all. Many married couples purchase a home as co-borrowers, meaning both their names are on the mortgage and...
by VLC Staff | May 5, 2022 | Education, Financial, First-Time Homebuyers, Home Buying, Home Loan, Housing Market, Mortgage, Mortgage Loan, VA Loan
How to Shop for Different Mortgage Lenders You have been planning and saving for this moment for months, maybe years. It’s time to start shopping different mortgage lenders and finally get pre-approved for a home loan. But wait. How do you actually shop different...
by VLC Staff | May 2, 2022 | Education, Financial, Home Buying, Home Equity Loan, Home Loan, Mortgage Loan
VA Loan Work History Requirements As you prepare to purchase a home and apply for a mortgage loan using your VA loan benefit, it’s important to understand how your employment status and employment history can affect your mortgage loan eligibility. In this article, we...