by VLC Staff | Dec 28, 2021 | Home Buying
Tips & Tricks When Moving With a Pet Whether you’ve just found your dream home or are temporarily moving to a new house, it’s important to take precautions when moving with pets to ensure they are safe and happy at the new home. Moving is stressful and can...
by VLC Staff | Dec 21, 2021 | Home Buying, Military & Vets, The VA Home Loan
VA Loan Eligibility A VA loan is an earned benefit that allows eligible veterans, service members, and surviving spouses to qualify for a low-cost mortgage when looking to purchase or refinance, even with imperfect credit. Although lenders set their own standards for...
by VLC Staff | Dec 21, 2021 | Financial
5 Ways to Improve Your Credit Score in 2022 It is never too late or too early to improve your credit score. Whether you have a poor credit score, a good credit score, or little to no credit history, you can only benefit from monitoring, maintaining, and taking steps...
by VLC Staff | Dec 13, 2021 | Financial
How Debt-to-Income (DTI) Impacts Your Mortgage What is Debt-to-Income Ratio? Have you ever heard someone say you should only spend 36% or less of your income on bills? The concept they are referring to is that of debt-to-income, or DTI. Debt-to-income divides the...
by VLC Staff | May 19, 2021 | Financial
CREDIT 101: HARD PULLS vs. SOFT PULLS Financial | Credit 101 | 5 min Summary: Today we’re going to talk about credit pulls. Lenders will pull your credit score to determine your eligibility. But what’s the difference between a hard pull and a soft pull?...
