10 Tips for First-Time Homebuyers

10 Tips for First-Time Homebuyers

10 Tips for First-Time Homebuyers Prepare Your Finances for Homeownership The cost of homeownership involves more than a monthly mortgage payment. Homeowner’s Association fees, home repairs, and routine maintenance are all annual expenses that you need to account for...
Tips for First Time Homebuyers

Tips for First Time Homebuyers

Tips for First Time Homebuyers Purchasing a home for the first time can be exciting. But the process of buying can sometimes be hard to navigate. There are quite a few steps from where you are now to the moment you’re moving in, but fear not, we’ve prepared our top...
5 Ways to Revamp Your Credit Score in 2022

5 Ways to Revamp Your Credit Score in 2022

5 Ways to Revamp Your Credit Score in 2022 It is never too late or too early to improve your credit score. Whether you have a poor credit score, a good credit score, or little to no credit history, you can only benefit from monitoring, maintaining, and taking steps to...
How Debt-to-Income (DTI) Impacts Your Mortgage

How Debt-to-Income (DTI) Impacts Your Mortgage

How Debt-to-Income (DTI) Impacts Your Mortgage Have you ever heard someone say you should only spend 36% or less of your income on bills? The concept they are referring to is that of debt-to-income, or DTI.  Debt-to-income divides the total of all monthly debt...
Credit Score 101: Hard Pulls vs. Soft Pulls

Credit Score 101: Hard Pulls vs. Soft Pulls

CREDIT 101: HARD PULLS vs. SOFT PULLS Financial | Credit 101 | 5 min Summary: Today we’re going to talk about credit pulls. Lenders will pull your credit score to determine your eligibility. But what’s the difference between a hard pull and a soft pull?...