by VLC Staff | Jan 12, 2022 | Financial, Home Buying
10 Tips for First-Time Homebuyers Prepare Your Finances for Homeownership The cost of homeownership involves more than a monthly mortgage payment. Homeowner’s Association fees, home repairs, and routine maintenance are all annual expenses that you need to account for...
by VLC Staff | Jan 5, 2022 | Financial, Home Buying
Tips for First Time Homebuyers Purchasing a home for the first time can be exciting. But the process of buying can sometimes be hard to navigate. There are quite a few steps from where you are now to the moment you’re moving in, but fear not, we’ve prepared our top...
by VLC Staff | Dec 21, 2021 | Financial
5 Ways to Revamp Your Credit Score in 2022 It is never too late or too early to improve your credit score. Whether you have a poor credit score, a good credit score, or little to no credit history, you can only benefit from monitoring, maintaining, and taking steps to...
by VLC Staff | Dec 13, 2021 | Financial
How Debt-to-Income (DTI) Impacts Your Mortgage Have you ever heard someone say you should only spend 36% or less of your income on bills? The concept they are referring to is that of debt-to-income, or DTI. Debt-to-income divides the total of all monthly debt...
by VLC Staff | May 19, 2021 | Financial
CREDIT 101: HARD PULLS vs. SOFT PULLS Financial | Credit 101 | 5 min Summary: Today we’re going to talk about credit pulls. Lenders will pull your credit score to determine your eligibility. But what’s the difference between a hard pull and a soft pull?...
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