by VLC Staff | Oct 3, 2022 | First-Time Homebuyers, Mortgage Loan
Understanding the Closing Disclosure At some point during the mortgage loan application process, shortly before closing on your home, you will receive a form called a Closing Disclosure from your mortgage lender. This form will usually arrive any time after the first...
by VLC Staff | Sep 28, 2022 | Housing Market, Housing Market 2022
Top Ten Cities to Buy a Home 2022 The housing market in the United States is still overwhelmingly a seller’s market, but there are cities in the United States where the housing market is starting to turn to buyers’ advantage. Realtor.com recently came out...
by VLC Staff | Sep 22, 2022 | Housing Market
Should I Buy a Home This Winter? Purchasing a home, especially for first-time homebuyers, is a highly personal decision. It’s not so much a question of whether it’s the right time to buy, but whether it’s the right time for you to buy. So instead of asking the...
by VLC Staff | Sep 12, 2022 | VA Loan, VA Loan Closing Costs
VA Loan Closing Costs & Fees Closing costs include a variety of fees paid at or prior to closing on a home loan. Homebuyers can find closing costs confusing because the term “closing costs” is broad and is used to describe many different costs and fees associated...
by VLC Staff | Aug 31, 2022 | Budget Tips, Mortgage Loan
8 Ways to Pay Off Your Mortgage Faster The most common type of mortgage loan for a permanent family residence is a 30-year fixed-rate mortgage. Thirty years can feel like you will be paying off your mortgage forever. But did you know there are easy ways to cut your...
