by VLC Staff | May 2, 2022 | Education, Financial, Home Buying, Home Equity Loan, Home Loan, Mortgage Loan
VA Loan Work History Requirements As you prepare to purchase a home and apply for a mortgage loan using your VA loan benefit, it’s important to understand how your employment status and employment history can affect your mortgage loan eligibility. In this article, we...
by VLC Staff | Apr 28, 2022 | DD214 Form, Education, Financial, Home Buying, Military & Vets, The VA Home Loan, VA Loan, VA Loan Benefit, VA Loan Requirements
DD Form 214 and Why You Need it For a VA Loan What is a DD214? The DD Form 214 or “DD 214” is a veteran’s Certificate of Release or Discharge from Active Duty. This document is issued by the United States Department of Defense and is distributed upon retirement,...
by VLC Staff | Apr 25, 2022 | Education, Financial, First-Time Homebuyers, Home Buying, Home Loan, Mortgage, Mortgage Loan, Mortgage Rate Lock, Mortgage Refinance
7 Common Questions About Mortgage Rate Locks What is a Mortgage Rate Lock? A mortgage rate lock prevents the interest rate on your home loan from increasing or decreasing within a specified timeframe before closing, typically 30-60 days or more depending on the terms...
by VLC Staff | Apr 21, 2022 | Housing Market, Housing Market 2022
Are We in Another “Housing Bubble”? The word on the street is that the United States has entered another housing bubble and we are set to repeat the events of 2008 when the housing market crashed. While there are some similarities between the housing market today and...
by VLC Staff | Apr 18, 2022 | Education, Financial, First-Time Homebuyers, Home Buying, Home Loan, Housing Market
5 Ways to Use Your Tax Return to Buy a Home As tax season comes to a close and you anticipate receiving your tax return, you might already be making plans for how you want to use that extra cash! It’s no surprise that the end of tax season typically kicks off the...
