How Debt-to-Income (DTI) Impacts Your Mortgage

How Debt-to-Income (DTI) Impacts Your Mortgage

How Debt-to-Income (DTI) Impacts Your Mortgage What is Debt-to-Income Ratio? Have you ever heard someone say you should only spend 36% or less of your income on bills? The concept they are referring to is that of debt-to-income, or DTI.  Debt-to-income divides the...
Credit Score 101: Hard Pulls vs. Soft Pulls

Credit Score 101: Hard Pulls vs. Soft Pulls

CREDIT 101: HARD PULLS vs. SOFT PULLS Financial | Credit 101 | 5 min Summary: Today we’re going to talk about credit pulls. Lenders will pull your credit score to determine your eligibility. But what’s the difference between a hard pull and a soft pull?...

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