by VLC Staff | Feb 2, 2022 | Financial, Home Buying, Home Loan
Should I Buy a Home in 2022? With the rise of inflation and mortgage rates, prospective homebuyers are wondering if they should buy a home in 2022. While the landscape of the 2022 housing market will be different compared to the previous two years, 2022 could still...
by VLC Staff | Jan 12, 2022 | Financial, Home Buying
10 Tips for First-Time Homebuyers Are you a potential first-time homebuyer considering purchasing a home this year? If so, here are a few ways you can kickstart the home purchasing process and prepare to buy your first home! Prepare Your Finances for Homeownership The...
by VLC Staff | Jan 5, 2022 | Financial, Home Buying
Tips for First Time Homebuyers Purchasing a home for the first time can be exciting. But the process of buying can sometimes be hard to navigate. There are quite a few steps from where you are now to the moment you’re moving in, but fear not, we’ve prepared our top...
by VLC Staff | Dec 21, 2021 | Financial
5 Ways to Improve Your Credit Score in 2022 It is never too late or too early to improve your credit score. Whether you have a poor credit score, a good credit score, or little to no credit history, you can only benefit from monitoring, maintaining, and taking steps...
by VLC Staff | Dec 13, 2021 | Financial
How Debt-to-Income (DTI) Impacts Your Mortgage What is Debt-to-Income Ratio? Have you ever heard someone say you should only spend 36% or less of your income on bills? The concept they are referring to is that of debt-to-income, or DTI. Debt-to-income divides the...
by VLC Staff | May 19, 2021 | Financial
CREDIT 101: HARD PULLS vs. SOFT PULLS Financial | Credit 101 | 5 min Summary: Today we’re going to talk about credit pulls. Lenders will pull your credit score to determine your eligibility. But what’s the difference between a hard pull and a soft pull?...
