by VLC Staff | Mar 31, 2025 | Budget Tips, Education, First-Time Homebuyers
First-Time Homebuyer Tips: Avoid This Common Mortgage Mistake Purchasing your first home is an exciting milestone, but for a first-time homebuyer, the process can feel overwhelming—especially when it comes to securing a mortgage. A recent Newsweek article spotlighted...
by VLC Staff | Oct 3, 2022 | First-Time Homebuyers, Mortgage Loan
Understanding the Closing Disclosure At some point during the mortgage loan application process, shortly before closing on your home, you will receive a form called a Closing Disclosure from your mortgage lender. This form will usually arrive any time after the first...
by VLC Staff | Aug 22, 2022 | First-Time Homebuyers, Mortgage
4 Reasons to Choose a Smaller Mortgage Lender Large vs. Smaller Mortgage Lenders There are many compelling reasons to choose a large established mortgage lender. Nationally renowned lenders come backed with big brand equity and big trust. It’s easy to know what you...
by VLC Staff | Jul 20, 2022 | First-Time Homebuyers
Are You Ready to Be a Homeowner? For first-time homebuyers, the prospect of purchasing a home can be daunting, especially in a housing market where home prices and mortgage rates are constantly changing and you’re not sure if now is the right time to enter the market...
by VLC Staff | May 23, 2022 | First-Time Homebuyers, Moving Tips
23 Money-Saving Moving Tips You’re in the process of buying a new home. You’ve been pre-approved for a home loan, your offer has been accepted, and now it’s time to get serious about planning to move. With inflation on the rise and the extremely high cost of fuel, you...
by VLC Staff | May 19, 2022 | First-Time Homebuyers, Housing Market
Strategies for Homebuyers in a Seller’s Market The housing market is still a seller’s market. Inventory is low and the competition is high. How can home buyers successfully navigate the housing market right now? 7 Tips for Homebuyers in a Seller’s Market...