by VLC Staff | Jul 29, 2025 | Education, Mortgage Loan, VA Loan
Underwater on Your Mortgage? Understanding Negative Equity and Your VA Loan Options For many active-duty service members, Veterans, and eligible surviving spouses, owning a home purchased with a VA loan is a source of pride and stability. The VA loan’s...
by VLC Staff | Jun 10, 2025 | First-Time Homebuyers, Home Loan, Mortgage Loan, The VA Home Loan, VA Loan
Seize the Moment: Why Now is a Great Time to Buy a Home with Your VA Loan (and Score a Deal!) As a Veteran, active-duty service member, or eligible surviving spouse, you’ve earned one of the most powerful homeownership benefits available: the VA loan. While the...
by VLC Staff | Jun 4, 2025 | Education, Financial, Home Buying, Mortgage Loan, VA Loan
Unmasking the VA Loan: Why This Incredible Benefit is Often Misunderstood You’ve dedicated yourself to serving our country, and you’ve earned a truly exceptional benefit: the VA home loan. Yet, despite its unparalleled advantages, it’s astonishing...
by VLC Staff | Oct 3, 2022 | First-Time Homebuyers, Mortgage Loan
Understanding the Closing Disclosure At some point during the mortgage loan application process, shortly before closing on your home, you will receive a form called a Closing Disclosure from your mortgage lender. This form will usually arrive any time after the first...
by VLC Staff | Aug 31, 2022 | Budget Tips, Mortgage Loan
8 Ways to Pay Off Your Mortgage Faster The most common type of mortgage loan for a permanent family residence is a 30-year fixed-rate mortgage. Thirty years can feel like you will be paying off your mortgage forever. But did you know there are easy ways to cut your...
by VLC Staff | May 5, 2022 | Education, Financial, First-Time Homebuyers, Home Buying, Home Loan, Housing Market, Mortgage, Mortgage Loan, VA Loan
How to Shop for Different Mortgage Lenders You have been planning and saving for this moment for months, maybe years. It’s time to start shopping different mortgage lenders and finally get pre-approved for a home loan. But wait. How do you actually shop different...
