by VLC Staff | Dec 21, 2021 | Home Buying, Military & Vets, The VA Home Loan
VA Loan Eligibility A VA loan is an earned benefit that allows eligible veterans, service members, and surviving spouses to qualify for a low-cost mortgage when looking to purchase or refinance, even with imperfect credit. Although lenders set their own standards for...
by VLC Staff | Dec 21, 2021 | Financial
5 Ways to Improve Your Credit Score in 2022 It is never too late or too early to improve your credit score. Whether you have a poor credit score, a good credit score, or little to no credit history, you can only benefit from monitoring, maintaining, and taking steps...
by VLC Staff | Dec 13, 2021 | Financial
How Debt-to-Income (DTI) Impacts Your Mortgage What is Debt-to-Income Ratio? Have you ever heard someone say you should only spend 36% or less of your income on bills? The concept they are referring to is that of debt-to-income, or DTI. Debt-to-income divides the...
by VLC Staff | May 19, 2021 | Financial
CREDIT 101: HARD PULLS vs. SOFT PULLS Financial | Credit 101 | 5 min Summary: Today we’re going to talk about credit pulls. Lenders will pull your credit score to determine your eligibility. But what’s the difference between a hard pull and a soft pull?...
by VLC Staff | May 17, 2021 | Home Buying
What is the VA Appraisal? Home Ownership | House hunting | 8 min Summary: In this article, we are going to go over the VA appraisal. We’ll talk about what things the appraisal process looks like, what it looks for, and what options you have if it doesn’t...
