by VLC Staff | Feb 21, 2022 | Education, First-Time Homebuyers, Mortgage Loan
How Does The Closing Process Work? When you contact a loan specialist and are pre-approved for a mortgage, the home purchase process begins. From that point on, your loan specialist works with you to get everything prepared for the closing process. A lot of...
by VLC Staff | Feb 17, 2022 | Financial, First-Time Homebuyers, Home Buying, Home Loan, The VA Home Loan, VA Loan
Can I Buy a Home With No Down Payment? The greatest barrier to purchasing a home for first-time homebuyers is the down payment. Many prospective first-time homebuyers qualify for a home loan but do not have the funds to set aside for a down payment. With inflation...
by VLC Staff | Feb 14, 2022 | Education, Financial, Home Buying, Home Loan
10 Most Misunderstood Mortgage Terms There are many mortgage terms that can be confusing to anyone outside of the mortgage finance industry. If you are considering or in the process of purchasing a mortgage, here are the ten most misunderstood mortgage terms you need...
by VLC Staff | Feb 10, 2022 | Education, Financial, Home Buying, Home Loan, Mortgage Loan
7 Factors That Determine Your Mortgage Rate The mortgage interest rate on your home loan is what you are charged to borrow the money used to finance your loan. This is how the lender profits over the life of your loan. It is also how they financially mitigate the risk...
by VLC Staff | Feb 7, 2022 | Education, Financial, Home Buying, Home Loan, Housing Market
What to Expect in the 2022 Housing Market Maybe you are a potential first-time homeowner, wondering if 2022 is the year to enter the housing market. Or maybe you are a homeowner wondering if 2022 is the year to sell your home and upgrade. Wherever you are in the...
