by VLC Staff | Mar 17, 2022 | Education, Military & Vets, The VA Home Loan, VA Loan, VA Loan Requirements
How to Get a VA Certificate of Eligibility A VA Certificate of Eligibility from the Department of Veterans Affairs is necessary to be approved for a VA home loan. A COE essentially demonstrates to your lender that you meet all of the VA’s qualifications based on your...
by VLC Staff | Mar 3, 2022 | Education, Financial, Home Buying, Home Loan, Military & Vets, Mortgage Loan, The VA Home Loan
What is a VA Loan? A VA loan is a mortgage issued by private lenders and guaranteed by the U.S. Department of Veterans Affairs. This type of loan has no down payment requirement, competitively low-interest rates, limited closing costs, and no need for Private Mortgage...
by VLC Staff | Feb 28, 2022 | Debt-to-Income, Financial, Home Buying, Military & Vets, The VA Home Loan
How Debt-to-Income Ratio Affects Your Mortgage What is DTI? DTI stands for “debt-to-income” and refers to the ratio of your monthly debt payments over your monthly gross income. Essentially, DTI compares your overall debt to your overall income. This calculation is...
by VLC Staff | Dec 21, 2021 | Home Buying, Military & Vets, The VA Home Loan
VA Loan Eligibility A VA loan is an earned benefit that allows eligible veterans, service members, and surviving spouses to qualify for a low-cost mortgage when looking to purchase or refinance, even with imperfect credit. Although lenders set their own standards for...
by VLC Staff | Apr 28, 2021 | Military & Vets
MENTAL HEALTH RESOURCES FOR VETERANS Military & Vets | Resources Mental health is an important aspect in the lives of our Veterans and we want to do our part. We’ve put together a list of mental health resources for Veterans and caretakers in case they need...
by VLC Staff | Apr 28, 2021 | Military & Vets
RESOURCES FOR VETERANS AND CARETAKERS Military & Vets | Resources We’ve compiled a thorough list of resources available for Veterans, service members, and caregivers. There is a wide array of resources available, and we’ll keep updating this list as we...
